Rates & Fees

FreedomCashLoans.com does not lend money. We provide you with access to a network of lenders and financial service providers we work with. There is no fee to use our online loan request.

Each loan provider in the network operates as a separate company and each establishes its own rates and fees. FreedomCashLoans.com does not determine the fees or interest on any loan, nor does FreedomCashLoans.com own any interest in or control any of the cash advance providers included in its network.

After you submit your loan request to FreedomCashLoans.com, it is reviewed by our network of lenders and financial service providers. If you are connected, the lender will send you detailed information about the loan offer, including interest rates, fees and repayment timeline, which you should review carefully. You are not obligated to accept a loan offer. Make sure you understand the interest rate and fees charged on a loan before you accept it.

As part of the Truth in Lending Act, loan providers must inform you of all fees and interest rates they charge on their loans. Please understand that you are under no obligation to accept the loan if you find these terms unacceptable.

Rates and fees for a short term alternative loan are typically higher than those you will find at a bank. The short alternative forms of credit provided by lenders in the FreedomCashLoans.com network are not meant for long-term borrowing and are usually paid back in full, including interest and fees, on your next payday.

Most bank loans cannot compete with the speed, convenience and easy credit requirements of a cash loan. Below are some reasons why cash loan providers charge higher interest and fees than most bank loans:

Some states have enacted laws regulating the interest rates and fees loan providers can charge borrowers; therefore, your state of residence may impact the rates and fees charged on your loan. It’s a good idea to review the laws regulating cash advances in your state to see if such a loan would be advantageous to you.

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Customer notice: FreedomCashLoans.com works with a network of lenders and financial service providers offering online loans ranging generally from $100 to $1,000. These loans are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You will not be charged any fees to use FreedomCashLoans.com’s services. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. In addition to traditional loans, some lenders in our network may offer line of credit.

Legal Disclaimer: FreedomCashLoans.com’s Terms of Use and the FreedomCashLoans.com Privacy Policy apply to the use of this website and its services. FreedomCashLoans.com connects borrowers with lenders and thus the specific terms and conditions of the specific lender will apply to any loan a borrower takes out. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. You are under no obligation to use FreedomCashLoans.com's service to initiate contact, or request for credit or any loan product with any service provider or lender.

THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make any short term cash loans or make any credit decisions. FreedomCashLoans.com simply helps borrowers find lenders for cash advance loans. FreedomCashLoans.com aims to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to lender(s) and/or financial service providers. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.